TABLE 1: Sample Insurance-Benefit Menu for Employees
Benefit Type Amount Rate Carrier Group Number
Life 1 $500,000 0.2700 Insurance Company A 101
Life 2 $200,000 0.315 Insurance Company B 102
Life 3 $100,000 0.215 Insurance Company D 103
AD&D 1 $150,000 0.06 Insurance Company D 301
AD&D 2 $100,000 0.05 Insurance Company A 302
Dependent N/A 2.18 Insurance Company B 201
Group Life 1
Dependent N/A 2.877 Insurance Co D 202
Group Life 2
Percentage Limit Rate Carrier
Long-Term 66.7 $1,000,000 1.51 Insurance Company A
Disability 1
Long-Term 65.0 $1,000,000 1.48 Insurance Company D
Disability 2